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OTHER TYPE OF INSURANCES
Disability Insurance
Think about it. What would happen if suddenly, due to an illness or injury, you were unable to work? The ability to earn a living is far and away most people’s largest “asset.” Learn how to protect your income if you become unable to work in the event of an injury or illness.
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Why is disability insurance important?
Your ability to earn a living is your most important asset. And one of the best ways to protect it is with disability insurance. Think of it as insurance for your paycheck. Disability insurance provides you with a percentage of your income if an illness or injury prevents you from working and earning a living. You don’t hesitate to insure your home, car and phone, so why wouldn’t you also protect what pays for all those things—your paycheck.
Do I need disability insurance if I work?
Disability insurance is something anyone who works and has earnings should consider. That’s because one in four people today will become disabled¹ and potentially face financial hardship at some point during his or her working life. Disability insurance income helps cover expenses if you can’t work because of an illness or injury. There are disability insurance policies tailored to workers in specific professions as well as disability insurance for self-employed individuals.
Accident Insurance
Accidental Death insurance is designed to financially protect an insured's beneficiaries in the event of their death due to bodily injury caused by an accident such as a car crash or a work injury. Accidental Death insurance only pays out in certain instances of death by accident, but not for natural causes or illnesses.
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Individual Short-Term Health Insurance
We understands that how you live and work is constantly changing. So whether you’re between jobs, waiting for open enrollment or aging out of a family plan — Short Term Medical insurance has a plan to fit your needs and budget. With access to the Aetna network, you can customize a plan that protects you from health care costs, unexpected emergencies, and everyday care: • Doctor visits, urgent care, preventive care • Emergency room and hospital stays • Pharmacy benefits and discounts Benefits in every plan Immediate protection Your coverage1 kicks in as soon as the next day. So you’ll get peace of mind, knowing you’re protected. Flexible coverage periods Your choice of plan2 length, from 30 days to three years, for both individuals and families. No deductibles for urgent care Just pay a $50 access fee, and any additional deductible fees are covered by coinsurance.
Individual Dental and Vision Insurance
Insurance, Reimagined
When it comes to quality care, it isn’t just about your eyes, or your teeth. It’s about you — all of you.
We’re here to empower all of our members to make their best healthcare decisions, to reach their goals, and to enjoy a well-lived, healthy, and smile-worthy life. We want to change lives and Spread the Smile, and that’s what drives us to do better, and offer incredible, industry-first products.
Why pick and choose, when you could have so much more than insurance?
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The people we love mean more than anything else. So it’s important to have a plan that reduces the financial impact of a critical illness or loss. Term Life Critical Illness coverage pays a cash benefit directly to you, or your loved ones. And that cash can be used where it’s needed most, such as replacing lost income, or paying expenses other plans don’t. Benefits in every plan: • Cash benefits paid at first diagnosis or treatment. • Visit any doctor or hospital you want. • No deductibles, coinsurance, copays or preauthorization. • Plans issued for ages 18-60, for you and/or a spouse.
Cancer, Heart Attack or Stroke
Our bodies are remarkable and resilient in so many ways. So we don’t always anticipate a life-threatening illness like cancer, heart attack , or stroke. But should the unexpected happen, make sure you have proper coverage for yourself and your family members. Company designed our Cancer and Heart/Stroke coverage to seamlessly work with any other medical plan you have. Plans are affordable, easy to understand and easy to use. As soon as you or a loved one receives a diagnosis of cancer, heart attack or stroke — you’ll receive cash benefits directly from us. So you can focus on getting the care you need and not have to worry about the expenses you’ll have to pay
Travel Insurance
Whether you're traveling abroad for business or pleasure, Travel insurance can offer an international coverage plan for you. Trave insurance can cover trips between 5 and 364 days. In addition to medical benefits for unexpected injuries and illnesses, Travel insurance offers benefits for emergency medical evacuation, terrorism, political evacuation, recreational sports and activities, and more.
As you plan your next international trip, you may be wondering which countries have a mandatory travel insurance requirement. Countries may require travel insurance for different reasons. One of the most common reasons is that the country is part of the Schengen zone. Schengen countries generally will not grant travel visas if specific travel insurance requirements are not met.
Another reason some destinations have a travel insurance requirement is due to diplomatic relations. For example, the relationship between the U.S. and Cuba had historically been strained, so when both countries agreed to allow travel for limited reasons, Cuba's government stipulated that travel insurance including medical coverage would be required for U.S. travelers.
Many countries are also requiring travel insurance is in response to the COVID-19 pandemic. Some international destinations are now mandating that travelers arrive with specific travel medical insurance that covers COVID-19.